Pension & IHT Videos
Explore two educational videos examining how inheritance tax changes may affect pensions, the wealth passed to beneficiaries and the financial future of your family.
The New Pension Trap
About This Video
We've talked about inheritance tax on property, on gifting, and even on trusts — but now we're circling back to where it all started: pensions.
Because for most people, a pension is their second-largest asset after their home. And from April 2027, that's exactly what HMRC is targeting.
If you think your pension is safe from inheritance tax, think again.
Pension Scandal – £1 Million to £360k
About This Video
A pension worth £1 million used to mean you'd “made it.”
A secure retirement, a bit of breathing room, something to pass on to your family.
Now? It's barely worth a third of that.
By the time the government has finished taxing it — first at death, then again when your children use it — your “million-pound pension” might only deliver around £360,000 of real value.
And it's not an accident. It's policy.